Thundersley Protection Advisor for Income Protection | Mortgage Route Advisor
Protecting your income with Mortgage Route Advisor. Let's secure your future together. Schedule your free consultation today!
What Is Income Protection Cover?
Income protection insurance, provides a steady income if you’re unable to work due to illness or disability.
This financial support continues until you’re fit to return to work or reach retirement age (depending on the term you choose)
While the income replacement doesn’t match your pre-illness earnings precisely, typically ranging from half to two-thirds of your pre-tax income, the payments made from your income protection policy are tax-free.
There’s usually a minimum waiting period of four weeks before payments commence, but they can begin up to two years after you stop working. When taking out your policy you can choose how long before payments commence, generally speaking self employed people tend to choose the shortest deferred period. This delay accounts for potential employer sick pay or statutory sick pay covering the initial period of illness. The longer the initial deferred period is generally means the monthly cost will be cheaper.
It’s essential to compare income protection insurance with other options like critical illness cover to ensure you choose the most suitable coverage for your needs.
At Mortgage Route Advisor, I believe that choosing me for your Income Protection needs is the right decision.
With my free professional Independent Advice, underwritten prices quoted with no unexpected increases, and the convenience of online appointments, I make the process simple and efficient for you.
My core values of reliability, trustworthiness, and empathy drive me to provide you with the best service possible. I take the time to explain any jargon in simple terms, ensuring that you understand your options fully. Save time and choose Mortgage Route Advisor for all your Income Protection needs.
- Free Expert Protection Advice
- Access To Whole Of Market
- Underwritten Prices Quoted
- Convenient Online Meetings Available
- Jargon Explained Simply
Safeguarding Your Financial Security with Income Protection
As your Protection Advisor, I specialise in helping individuals safeguard their income in the event of unforeseen circumstances.
With my Income Protection plans, I offer a safety net that guarantees financial stability during challenging times. Imagine the peace of mind knowing that your income is protected, allowing you to focus on recovery and well-being without the added stress of financial uncertainty.
My Income Protection plans are tailored to suit your specific needs and lifestyle, providing a personalised solution that fits seamlessly into your financial strategy.
Whether you are self-employed, a freelancer, or a salaried employee, I will work closely with you to design a plan that ensures a steady stream of income even if you are unable to work due to illness or injury. With my customised coverage, you can rest assured that your financial obligations are met, preserving your standard of living and protecting your loved ones from financial strain.
By choosing my Income Protection services, you are investing in your future and securing a safety net that shields you from income loss. In the face of unexpected setbacks, such as prolonged illness or disability, my plans provide a reliable source of income, allowing you to focus on recovery and rehabilitation without worrying about financial burdens. Don’t leave your financial well-being to chance – let me help you protect your income and secure a brighter, worry-free tomorrow.